BudgetScroll

Household budgeting for iPhone

Today's balance doesn't tell you much. What matters is how much you'll have on the day the loan payment lands, or the week before payday. BudgetScroll shows your account as a vertical timeline: today at the top, scroll into the future, and a fixed reading line shows the projected balance for the day it crosses.

A look inside

The vertical account timeline with a projected balance for each day. — The projected-balance timeline

Search across entries, with filters by type and period. — Search across your entries

Income and spending totalled by category. — The by-category summary

The list of recurring entries with the next occurrence. — Recurring entries

The account list with balances and the favourite account. — Many accounts, one total

Settings: language, theme, density and app lock. — Language, theme, app lock

An account's detail view with its payment instruments. — Each account and its instruments

What it does

Projected balance timeline Past and future entries on one line, with the balance updating day by day as you scroll.
Multiple accounts and cards Current accounts, cash and prepaid cards, each with its own page, plus the overall total. Transfers are recorded once, not twice.
Credit cards behave like real credit cards A credit purchase doesn't move cash on the day you make it: the month's purchases are pooled into a statement and charged on the following month's statement day. The available credit limit resets on the first of the month.
Recurring entries Salary, rent, subscriptions. Any single occurrence can be edited or skipped without breaking the series.
Summary by category Income and expenses aggregated over a period, with the option to exclude entries that would skew the statistics.
Home Screen widget Upcoming entries for the account you choose, in medium and large sizes.
iCloud sync Your data follows your private iCloud account across your devices. No account to create, no server in between.
Face ID lock The app can be locked and require biometric authentication or your device passcode on launch.
Ten languages, multiple currencies Italian, English, German, Spanish, French, Portuguese, Russian, Japanese, Simplified and Traditional Chinese. Each account has its own currency.
Export and import Your data comes out as a readable JSON file whenever you want. No lock-in.

Requirements

iPhone running iOS 18 or later.

How to use it

The guide explains how it works in five minutes: the timeline, accounts and payment instruments, credit cards and their statements, recurring entries, search and the summary.

Support and privacy

Frequently asked questions and contact details are on the support page. The full statement on how data is handled is on the privacy page — in short: your data stays on your device and in your private iCloud, and nobody collects it.